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Abridged sustainability report

Sustainability remains a fundamental part of our business strategy

The group’s strong enterprise risk management practice is the bedrock of its commitment to continually enhance shareholders’ value in strict adherence to the risk appetite as set by the board whilst considering the wider interest of other stakeholders amongst who are depositors and regulators.


The tone for a responsive and accountable risk management culture is set at the board level and this flows down through the organisation to each business manager and independent risk officer.