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Overview   (1MB)  
Business review   (2MB)  
Annual Report and Financial Statements   (1MB)  
Other information   (527KB)  

Chairman’s statement

Our banking customer base crossed the one million mark, in line with our growth ambitions.

Atedo N Peterside CON


Chief executive’s statement

The Nigerian economy experienced growth and macroeconomic stability in 2013, in contrast with a slowing global economy; however this growth was partly constrained by insecurity in some parts of the North which hindered economic activities in those areas.

Sola David-Borha

Chief Executive

Financial review

The group’s diversified business and deep market knowledge allowed us to weather the testing operating environment in 2013.

Arthur Oginga

Group CFO